For new homebuyers

Congratulations on your decision to buy a home!  I suggest working together on numbers as the first step down the path.  We will sit together to walk through your goals, assets, debt, and income to paint a financial picture.  I will help you understand how much we can qualify you for, as well as how much you’re comfortable with, on a monthly basis, and in upfront payment.  It’s also a good idea to run a credit report to understand your FICO score and clear up any errors that may be reporting, something I’m more than happy to help with.

For current property owners

It’s a good idea to reevaluate your mortgage yearly as part of an annual financial check-up.  Take into consideration external factors like interest rate changes, as well as changes in personal circumstances.  A mortgage should be part of the toolbox that helps individuals and families get closer to their long-term financial goals, whether that be paying for college or a comfortable retirement.  I can run scenarios that compare an existing mortgage to different refinance options to show what a new mortgage will look like on a monthly basis and also calculate total interest paid over the course of the loan.